- Role admin/user


- Plan1 = Subscribed/checkout, Total Income/Salary/Investment, Total Withdraw, withdraw pending
- Primary partners
- Balance
- bank account / upi
- transaction history - amount, date time, from to, transaction ID 




mobile index = 1 / email index = 2 in database
naming convention in database like bank_details
upi holder name add
site_oid to custom_oid



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OTP API Uncomment



OTP API response is -  {
  return: true,
  request_id: 'Nt6UmJuXn09COkB',
  message: 'SMS sent successfully.',
  status: 'SUCCESS'
}